Developed over 25 years. Focused on one thing.

Fred has spent more than 25 years working across trading, portfolio construction, and fixed income management. At Concentric, he leads the Fixed Income and Trading team, overseeing execution, risk management, and the construction of customized fixed income portfolios. Before joining Concentric, Fred spent more than 20 years at Veritable, LP, where he led the firm's trading and internally managed fixed income efforts and served as a partner and member of its Operating Committee. Earlier in his career, he was Trading Desk Manager at SEI.

Fred holds a Bachelor of Science in Finance from Penn State and an MBA from Villanova University.

Rahul joined the firm in its early days as Advisor Partners, and has played a central role in building what Concentric has become. As President and Chief Investment Officer, he leads the firm's index and active equity strategies and quantitative research efforts — the work at the core of how Concentric approaches portfolio optimization and tax management.

He earned both his Bachelor's and Master's degrees in Engineering from the Massachusetts Institute of Technology. Before Advisor Partners, he served as Vice President and Regional Head of Listed Derivatives Risk at Deutsche Bank Securities, and prior to that a portfolio manager within the Quantitative Investment Strategies group at Goldman Sachs Asset Management.

He brings a data-driven approach to investment and operational inefficiencies and a collaborative approach to innovation.

Ralph brings 25 years of financial services experience to Concentric, with a career built around launching and scaling growth platforms and translating complex investment capabilities into advisor partnerships. As Chief Revenue Officer, he leads the firm's revenue strategy with a focus on what advisors need — and a focus on building the teams and infrastructure required to deliver it.

He earned a Bachelor’s degree from Westfield State University and completed a leadership certificate at the Darden School of Business at the University of Virginia. Outside of Concentric, Ralph serves on the board of the Westfield State Foundation — a commitment that reflects the same orientation toward building high-performing teams that defines his work at the firm.

Susan brings more than 20 years of operational and technical experience to Concentric, with prior roles at MSCI, BlackRock, and SS&C. As Director of Operations, she leads the team that builds and maintains the infrastructure that supports Concentric's work on behalf of its clients. Her background spans asset management, risk management, and client operations, with a consistent focus on translating complex requirements into scalable processes.

Susan holds a Bachelor's degree from the University of California, Berkeley and an MBA from the University of California, Davis.

Doug brings a background in trading, operations, and accounting to his compliance role — a perspective developed over more than two decades working across investment management functions before ultimately serving as Senior Compliance Officer at Veritable, LP. As a Senior Compliance Officer, he managed the daily operations of the compliance program. At Concentric, he brings his experience to oversee the compliance framework in the development, implementation, and administration of the compliance program. He started his career as a fund accountant at PFPC in Wilmington, Delaware.

Doug holds a Bachelor of Science in Finance from West Chester University of Pennsylvania.